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A Resource for Persons with Disabilities

At Service 1st Federal Credit Union, we want to connect you with the resources you need to achieve your financial goals and the financial goals of your loved ones. This page was designed to provide an introduction to products, services and resources you may find beneficial.

On September 11, 2024, Service 1st, in partnership with the Central Susquehanna Intermediate Unit's Work Foundations+ in Sunbury, held the Financial Services & You panel seminar. It featured nine panelists and was facilitated by Sarah Smith, Member Service Representative, Service 1st Mifflinburg Office. Smith is a mother of two young boys with disabilities, which inspired her to highlight available services to support others with disabilities. Watch the panel seminar by clicking the play button below!


Financial Services & You Seminar (Pre-Recorded on 9/11/24)


connecting with the products, services and resources you need...

representative Payee Accounts

What is a Representative Payee Account?

  • A Representative Payee is appointed by the Social Security Administration (SSA) to handle Social Security Insurance (SSI) and/or SSA benefit funds for a recipient that cannot manage their own benefit funds (beneficiary).
  • Representative Payees must obtain a letter from Social Security Administration naming the Representative Payee. A copy of the letter must stay on file at the credit union.
  • The beneficiary must never have direct access to the account.
  • Debit cards may be issued but only under the Representative Payee’s name.
  • Representative Payees cannot handle non-SSA/SSI funds.


PA ABLE Account

A PA ABLE Account gives individuals with qualified disabilities (Eligible Individuals), their families and friends, a tax-free way to save for disability-related expenses, while maintaining government benefits. Federal and state law authorized the creation of PA ABLE Accounts.

Who is eligible?

Visit the PA ABLE website to take the eligibility quiz.


Youth Accounts

Service 1st has a variety of products and services designed for youth of all ages.

Youth Savings Accounts*

Youth Certificates*


life insurance & long term care options

To learn more, connect with the Service 1st Retirement & Investment Center* by calling 570.271.7597.


additional resources IN OUR COMMUNITY TO CONSIDER

supplemental security income

If you think you or your child may be eligible, visit:

  • SSA.gov
  • Apply by phone 1-800-772-1213

    Local offices:
  • 150 Susquehanna Valley Mall Drive, Selinsgrove, PA 17870
  • 700 Market St., Bloomsburg, PA 17815
  • 7 Wilkes-Barre Blvd., Wilkes-Barre, PA 18702


employment opportunities

programs & services


To connect with Sarah Smith, 2023 CrossState Credit Union Ambassador/Service 1st Member Service Representative, call 800.562.6049 or e-mail smiths@service1.org.

Click here to download, A Resource for Persons with Disabilities flier.


*Contact Credit Union for details.