Service 1st Retirement & Investment Center Welcomes Culver and Announces Defalco as Financial Advisor
4/28/2023[Danville, PA] – Two familiar faces at Service 1st Federal Credit Union are now assisting members in their new roles with the Service 1st Retirement & Investment Center*.
Josh Culver joined the Service 1st Federal Credit Union team four and a half years ago as a Member Service Representative at the credit union’s Shamokin Dam and Sunbury offices. In his new position as Financial Services Coordinator, he will assist in planning seminars and events, and provide essential administrative support to the Center. A resident of Sunbury, Culver graduated from Bloomsburg University where he obtained his Bachelor of Science degree in Business Administration, majoring in Finance.
Matt Defalco has been a member of the Service 1st Retirement & Investment Center team since 2020, serving as both a Financial Services Coordinator and Sales Assistant with the Service 1st Retirement & Investment Center. In his new position as Financial Advisor, LPL Financial with the Service 1st Retirement & Investment Center, he will be working with Gary Surak, Vice President, Wealth Management, Service 1st Retirement & Investment Center to assist members as they plan and pursue their financial goals. Defalco earned his Bachelor of Arts degree from Brock University and a Graduate Certificate in Sports Journalism from Centennial College in Toronto, Ontario.
In addition to Josh Culver, Matt Defalco and Gary Surak, the Service 1st Retirement & Investment Center team also includes their colleagues, LPL Registered Representatives Ed Moyer and Matt Gardill. Combined, they have over 40 years of experience in the financial industry.
For more information, call our Contact Center at 800.562.6049.

Photo 1: Josh Culver, Financial Services Coordinator, Service 1st Retirement & Investment Center
Photo 2: Matt Defalco, Financial Advisor, LPL Financial*; Service 1st Retirement & Investment Center.
Service 1st Retirement and Investment Center:
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Service 1st Federal Credit Union and Service 1st Retirement and Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Service 1st Retirement and Investment Center, and may also be employees of Service 1st Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Service 1st Federal Credit Union or Service 1st Retirement and Investment Center. Securities and insurance offered through LPL or its affiliates are:

Josh Culver joined the Service 1st Federal Credit Union team four and a half years ago as a Member Service Representative at the credit union’s Shamokin Dam and Sunbury offices. In his new position as Financial Services Coordinator, he will assist in planning seminars and events, and provide essential administrative support to the Center. A resident of Sunbury, Culver graduated from Bloomsburg University where he obtained his Bachelor of Science degree in Business Administration, majoring in Finance.
Matt Defalco has been a member of the Service 1st Retirement & Investment Center team since 2020, serving as both a Financial Services Coordinator and Sales Assistant with the Service 1st Retirement & Investment Center. In his new position as Financial Advisor, LPL Financial with the Service 1st Retirement & Investment Center, he will be working with Gary Surak, Vice President, Wealth Management, Service 1st Retirement & Investment Center to assist members as they plan and pursue their financial goals. Defalco earned his Bachelor of Arts degree from Brock University and a Graduate Certificate in Sports Journalism from Centennial College in Toronto, Ontario.
In addition to Josh Culver, Matt Defalco and Gary Surak, the Service 1st Retirement & Investment Center team also includes their colleagues, LPL Registered Representatives Ed Moyer and Matt Gardill. Combined, they have over 40 years of experience in the financial industry.
For more information, call our Contact Center at 800.562.6049.


Photo 1: Josh Culver, Financial Services Coordinator, Service 1st Retirement & Investment Center
Photo 2: Matt Defalco, Financial Advisor, LPL Financial*; Service 1st Retirement & Investment Center.
Service 1st Retirement and Investment Center:
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Service 1st Federal Credit Union and Service 1st Retirement and Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Service 1st Retirement and Investment Center, and may also be employees of Service 1st Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Service 1st Federal Credit Union or Service 1st Retirement and Investment Center. Securities and insurance offered through LPL or its affiliates are: