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finance your dream

small business

Service 1st is in the business of helping people. Helping other local businesses grow by financing local projects is one way we continue to demonstrate this. Our small business loan products offer solutions to help your business secure the financing you need to keep your business moving. Our low rates and attractive terms, paired with our knowledgeable commercial lenders are the perfect mix for your business needs.

Meeting your business needs is a priority of Service 1st. We are available to answer your questions and offer solutions that will make managing your company's finances quick and easy. Contact us to find out how we can improve your company's financial health.

To begin the process, please print and complete the following forms.  If you have any questions, please contact Scott Temple, Vice President Specialized Lending at temples@service1.org.

Business Loan Application 
Debt Schedule
Personal Financial Statement
Property Operating Info Form
Rent Roll Form

small business loan:

A small business loan offers a way to expand your resources in order to grow your business.

Features include:

  • flexible terms including financing up to 20 years
  • competitive rates
  • fixed or variable rates
  • low cost
  • no prepayment penalties
  • secured or unsecured credit available
  • equipment loans
  • SBA or USDA guaranteed loan programs
  • SEDA-COG loan programs
  • work with area Small Business Development Centers
  • all decisions made locally
  • several full-time lenders on staff
small business line of credit:

A small business line of credit offers a flexible solution to your borrowing needs and helps you acquire the working capital you need to run your day to day business.

Features include:

  • competitive rates
  • fixed or variable rates
  • low cost
  • no prepayment penalties
  • secured or unsecured credit available
  • SBA or USDA guaranteed loan programs
  • SEDA-COG loan programs
  • work with area Small Business Development Centers
  • all decisions made locally
  • several full-time lenders on staff