personal checking that fits your lifestyle
Your personal checking account should meet your requirements for convenience, services and cost savings. We offer all of this with our full-featured checking account. Our variety of features and services makes your checking account a smart and flexible financial tool. Here's a snapshot of our offerings:
- No minimum balance
- No monthly service charge
- No per check charge
- VISA® debit card**
- Direct Deposit/Payroll Deduction**
- Overdraft Protection**
- 24-hour access via Service 1st online & mobile banking ** and Teller-Phone**
- Funds insured up to $250,000 by the NCUA (National Credit Union Administration)
*APY = Annual Percentage Yield. The APY is current as of 5/1/2023. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information.
**There is no cost to sign up for these convenient services. Free Checking. This no-nonsense account gives you all the basic services without a service charge or minimum balance.