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money in the bank

Business Savings

business savings


A business savings account at Service 1st is no different than our personal savings accounts. It represents a member's ownership in the credit union. Each member must have a savings account to be a member of the credit union. 

So if you are looking to establish a business relationship with Service 1st, this is your first step. It's a great way to save money and it opens up the door to all the products and services at Service 1st.

  • Requires $5 opening deposit.
  • One-time $1 membership fee charged time account is opened.
  • $5 must remain on deposit to maintain membership.
  • Earnings are calculated from date of deposit to date of withdrawal.
  • Earnings are posted quarterly.
  • 24-hour access through Service 1st digital banking.
  • Funds insured up to $250,000 by the NCUA, National Credit Union Administration

Savings, Checking & Club Accounts Rates

*APY = Annual Percentage Yield. The APY is current as of 4/1/2026. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. 

Product Min Balance APY* NR
savings $5.00 0.25% 0.25%
checking $0.00 0.00% 0.00%
IRA savings $0.00 0.45% 0.45%
Christmas club $0.00 0.20% 0.20%
vacation club $0.00 0.20% 0.20%