personal savings
The Regular Savings Accounts represents a member's ownership in the credit union. Each member must have a savings account to be a member of the credit union. It's a great way to save money and it opens up the door to all the products and services available at Service 1st.
heres a snapshot of our offerings:
- Requires $5 opening deposit.
- One-time $1 membership fee charged at time account is opened.
- $5 must remain on deposit to maintain membership.
- Earnings are calculated from date of deposit to date of withdrawal.
- Earnings are posted quarterly.
- 24-hour access through our Virtual Financial Assistant and Service 1st digital banking.
- Funds insured up to $250,000 by the NCUA, National Credit Union Administration.
Savings, Checking & Club Accounts Rates
| Product | Min Balance | APY* | NR |
|---|---|---|---|
| savings | $5.00 | 0.25% | 0.25% |
| checking | $0.00 | 0.00% | 0.00% |
| IRA savings | $0.00 | 0.45% | 0.45% |
| Christmas club | $0.00 | 0.20% | 0.20% |
| vacation club | $0.00 | 0.20% | 0.20% |