Our personal loan (also known as a signature loan) allows you to borrow for vacation, new furniture, to consolidate bills or other personal needs.
It’s the perfect loan for any need. Your credit history and income will determine how much you can borrow.
Life is full of challenges. To face them, you have to be flexible. Our flexline of credit is just another way of knowing at Service 1st, we have your back. Whether it’s one of life’s ups or one of its downs, our flexline is there with the funds you need when you need them. Heading out on a well-deserved vacation? Replacing your ten-year-old refrigerator? This line of credit is a great extra source of funds to cover expenses and purchases as they arise, and as overdraft protection to cover checks clearing against your checking account.
Our flexline offers the support you need with great, low variable rates.**
What makes it even better is the fact that you only have to apply once! Then you can relax knowing you have money available when you need it. There is no need to come back to the credit union and re-apply each time you need money and your credit limit is set at the time of application.
| Product | APR* |
|---|---|
| line-of-credit (rates as low as)** | 10.75% |
| signature / unsecured (rates as low as) | 8.99% |
| flexline / personal line-of-credit (rates as low as)** | 10.75% |
| overdraft protection (rates as low as) | 10.75% |
| VISA® platinum credit card (rates as low as)** | 12.49% |
| share secured (above share rate) | 3.50% |
| certificate secured (above certificate rate) | 3.00% |