Skip to main content

Service 1st Federal Credit Union and our partners use cookies and other tracking technologies to improve your online experience, help prevent fraud, deliver targeted ads, and support other business purposes. By visiting our site you are agreeing with our online privacy policy.

Configure

account sign in

buy 1st pay later!

As a Service 1st VISA® Platinum credit cardholder, you may have the power to divide qualifying purchases into smaller monthly payments with Buy 1st Pay Later!

Learn More

click! online appointments!

Schedule an appointment online for any of our branch locations with just a few clicks! Get started today!

Learn More

Current Rates

$0-$2,499.99
0.00%
$2,500-$9,999.99
0.00%
$10,000-$24,999.99
0.25%
$25,000-$99,999.99
0.25%
$100,000 or more
0.25%
mortgage rates: To view our mortgage rates, please click here.
prime rate: As of December 11, 2025 is 6.75% as listed in The Wall Street Journal.

calculators

Calculate a monthly payment for your next vehicle, mortgage, home equity loan and more!

View

news & events

View All News
an upgraded look for service1.org!

Service 1st Federal Credit Union recently refreshed the look and feel of their website (service1.org). They have made it faster, easier to navigate and more responsive, while keeping the design security, and features you rely on. Your digital banking login, chat, and co-browsing tools are all right where you expect them.

member notice | using contactless cards at Allpoint ATMs

Some ATMs within the Allpoint network are currently experiencing issues with Tap-n-Go functionality.If you encounter any problems using contactless cards at these machines, please insert your card and use the chip reader instead.

Braydon C.
Braydon C.

Member since 1998

The staff are always super helpful, friendly and they try their best to resolve any issues or questions you have. Banking with Service 1st is a pleasure!

Michael R., Member since 2015
Michael R., Member since 2015

I love the personal attention I get at Service First. They remember my name and always go above and beyond to help. Whether I have a simple question about my account or need advice on a loan, I know I can count on their friendly staff to provide honest answers and genuine care. It truly feels like a community, not just a bank. Over the years, I've built relationships with several team members who have taken the time to understand my financial goals and offer tailored solutions. Their commitment to customer service is evident in every interaction, and I always leave feeling valued and respected. I appreciate the sense of belonging and trust that Service First has fostered, making it my go-to financial institution for all my needs.