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Reach your destination with an auto loan from Service 1st! Auto loans as low as 4.59% APR for qualified buyers on new, used or refinanced vehicles!*

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buy 1st pay later!

As a Service 1st VISA® Platinum credit cardholder, you may have the power to divide qualifying purchases into smaller monthly payments with Buy 1st Pay Later!

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click! online appointments!

Schedule an appointment online for any of our branch locations with just a few clicks! Get started today!

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Current Rates

3 month
0.50%
6 month
3.75%
12 month
4.00%
18 month
0.90%
24 month
1.00%
36 month
3.00%
48 month
2.65%
60 month
2.55%
youth certificate
0.80%
mortgage rates: To view our mortgage rates, please click here.
prime rate: As of December 11, 2025 is 6.75% as listed in The Wall Street Journal.

calculators

Calculate a monthly payment for your next vehicle, mortgage, home equity loan and more!

news & events

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Over 1,800 Students Attend Financial Reality Fairs

Danville, PA -- @Service 1st Federal Credit Union, in coordination with the Foundation for Free Enterprise, led programming for the second year for financial reality fairs held locally during the month of July.@

2026 Service 1st Annual Charity Duck Derby Winners Announced

(Danville, PA) - Service 1st Federal Credit Union held their Annual Charity Duck Derby Saturday, August 1, raising $22,000 to benefit two local organizations!@

John C.
John C.

We are always treated respectfully and our questions are answered professionally.

Marian B., Member since 2019
Marian B., Member since 2019

I continue to tell friends and family that you are a caring and good bank. I love the service I received from everyone. Always polite and if I want to do online banking, it is so easy to do. 

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