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Reach your destination with an auto loan from Service 1st! Auto loans as low as 4.59% APR for qualified buyers on new, used or refinanced vehicles!*

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buy 1st pay later!

As a Service 1st VISA® Platinum credit cardholder, you may have the power to divide qualifying purchases into smaller monthly payments with Buy 1st Pay Later!

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click! online appointments!

Schedule an appointment online for any of our branch locations with just a few clicks! Get started today!

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Current Rates

3 month
0.50%
6 month
3.75%
12 month
4.00%
18 month
0.90%
24 month
1.00%
36 month
3.00%
48 month
2.65%
60 month
2.55%
youth certificate
0.80%
mortgage rates: To view our mortgage rates, please click here.
prime rate: As of December 11, 2025 is 6.75% as listed in The Wall Street Journal.

calculators

Calculate a monthly payment for your next vehicle, mortgage, home equity loan and more!

news & events

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member notice | trustage experiences a disruption in service

(Danville) -- Service 1st Federal Credit Union would like to inform you of a cybersecurity event being experienced by one of our trusted partners, TruStage.Click the title to read the full article.@

member notice | sunbury drive-up temporarily closed beginning monday, july 13

The drive-up and ATM at our Sunbury office, located at 1185 N. Fourth St, will be temporarily unavailable starting Monday, July 13, due to renovations.

John C.
John C.

We are always treated respectfully and our questions are answered professionally.

Marian B., Member since 2019
Marian B., Member since 2019

I continue to tell friends and family that you are a caring and good bank. I love the service I received from everyone. Always polite and if I want to do online banking, it is so easy to do. 

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