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Christmas & Vacation Clubs

christmas & vacation club


Our Club Accounts allow you to conveniently set aside money for those times of year when some extra spending money is most needed.

  • Open the account any time during the year.
  • Deposit any amount.
  • Direct Deposit/Payroll Deduction.**
  • $10 charge for early withdrawals or closure.
  • Funds insured up to $250,000 by the NCUA, National Credit Union Administration.
  • Funds automatically transferred to your designated checking or savings account (Christmas Club on October 1, Vacation Club on April 1).

Savings, Checking & Club Accounts Rates

*APY = Annual Percentage Yield. The APY is current as of 4/1/2026. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. 

Product Min Balance APY* NR
savings $5.00 0.25% 0.25%
checking $0.00 0.00% 0.00%
IRA savings $0.00 0.45% 0.45%
Christmas club $0.00 0.20% 0.20%
vacation club $0.00 0.20% 0.20%

**Clubs established through direct deposit/payroll deduction automatically renew each year unless you request a change or stop the deduction.