personal checking that fits your lifestyle
Your personal checking account should meet your requirements for convenience, services and cost savings. We offer all of this with our full-featured checking account. Our variety of features and services makes your checking account a smart and flexible financial tool.
here's a snapshot of our offerings:
- No minimum balance
- No monthly service charge
- No per check charge
- VISA® debit card**
- Direct Deposit/Payroll Deduction**
- Overdraft Protection**
- 24-hour access via Service 1st online & mobile banking ** and Virtual Financial Assistant**
- Funds insured up to $250,000 by the NCUA (National Credit Union Administration)
Savings, Checking & Club Accounts Rates
| Product | Min Balance | APY* | NR |
|---|---|---|---|
| savings | $5.00 | 0.25% | 0.25% |
| checking | $0.00 | 0.00% | 0.00% |
| IRA savings | $0.00 | 0.45% | 0.45% |
| Christmas club | $0.00 | 0.20% | 0.20% |
| vacation club | $0.00 | 0.20% | 0.20% |
**There is no cost to sign up for these convenient services.