Knowing when to borrow money and when it's best to delay a purchase until you've saved enough money on your own is an important lesson for young adults to learn. That's why Service 1st offers a small personal loan for our youth members. These loans are a great way for young adults to start their own lawn mowing or childcare business or finance a larger purchase with the help of a parent or guardian.

key features

• establish credit early
• build financial independence
• minimum loan amount $250
• maximum loan amount $500
• maximum term 12 months
• parent or guardian must cosign
• APR (annual percentage rate) is based on parent/guardian credit score

Open an account today or contact us for more information.