a debit card makes your checking account work smarter for you

A Debit Card is a handy financial tool that allows you to make purchases, get cash and access your checking account 24 hours a day. A Debit Card works like a check: when you make a purchase, the money is taken directly out of your checking account - unlike a credit card where you are billed later for your purchases.

speed up purchases, access cash

Retail purchases are faster and easier when you use a Debit Card. You don't have to fill out a check, present identification and wait while it's verified. You can even request cash back on purchases made with your VISA^® Debit Card. Use it for purchasing online, too. You can also use your Debit Card at designated ATMs to withdraw cash, make deposits, transfer funds and make loan payments. Simply keep the receipts you get from retail merchants or ATMs and record the amounts later in your checkbook register. We will even transfer funds from a designated account to protect you from accidental overdrafts! Debit Card transactions appear on your monthly checking account statement along with details on the location, date and amount of transaction. You can also track your transactions online by accessing your account via Service 1st online (our online banking tool).

More than just a “chip” off the old block . . . 

Service 1st is now issuing Visa® Debit Cards featuring chip technology. This is great news, chip technology provides an added layer of security to your card at no cost to you. Thousands of stores already have chip-enabled terminals. We are replacing existing Service 1st Visa® Debit Cards with chip cards over time. When your card expires the new card, you receive will be an EMV chip card.

For more information about EMV technology, click here.

order yours today!

To apply for your Visa^® Debit Card, call a Financial Service Specialist at (570) 271-6060 or contact us!

Click here to view and download our member resource guide.