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Money Market Accounts

add more power to your money

The rates on Money Market Accounts are adjusted at regular intervals as current interest rates change and you can increase your earning capacity with our tiered rates: the greater your balance, the higher interest rate you earn. There are no fees as long as you maintain a minimum daily balance of $2,500 and do not exceed six withdrawals per month.** If your balance falls below $2,500, you will be assessed a service fee.

dividend calculation

A daily periodic rate is applied to the principal balance in your account each day. Dividends are compounded monthly and are posted to your account on a monthly basis.

convenient access

Access and manage your Money Market Account through Service 1st online or through our Virtual Financial Assistant 24 hours a day, 7 days a week. You can also set up Direct Deposit for your Money Market Account or reserve a portion of your net pay to be deposited into your account through Payroll Deduction.

money market Tiers

  • $2,500-$4,999
  • $5,000-$19,999
  • $20,000-$49,999
  • $50,000-$99,999
  • $100,000 or more
money market:

Product Min Bal APY* NR
$2,500-$4,999 $2,500.00 0.35% 0.35%
$5,000-$19,999 $5,000.00 0.40% 0.40%
$20,000-$49,999 $20,000.00 0.45% 0.45%
$50,000-$99,999 $50,000.00 0.50% 0.50%
$100,000 or more $100,000.00 0.55% 0.55%

*APY = Annual Percentage Yield.  The APY is current as of 7/1/2024. Fees could reduce earnings to the account.  All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information.

** Minimum withdrawal is $100

*** If you write more than three checks against your Money Market Account per month, there is a charge per item.