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apply for an auto loan with service 1st today!

apply nowApply for your next loan from the comfort of your home or office.

The peace of mind you need at the rate you want! It's all achievable with a great low-rate Auto Loan from Service 1st!

With rates as low as 4.99% APR*, you'll enjoy:

  • Budget-friendly payment options! 
  • Flexible terms!
  • On-the-spot financing at over 100 local dealers!
  • Plus, ask how you can earn up to $150 cash back!**

Apply today!

There are a number of convenient ways to apply.

For more information, call our Contact Center at 800.562.6049. 

*APR = Annual percentage rate. 4.99% APR available on new vehicle purchases with a 48-month, direct auto loan. Sample payment of $7,500.00 borrowed for 48 months at 4.99% APR would require a monthly payment of $172.71. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required. ** Limited time offer. Restrictions apply. Member may earn up to $150.00 cash incentive which will be deposited into member’s share account within 30 business days after closing a qualified auto loan. $100.00 will be deposited for closing a qualified auto loan, $25.00 if the member has a new or existing Service 1st VISA® Platinum Credit Card and $25.00 if the member is enrolled in Direct Deposit or enrolls in Direct Deposit within two (2) business days of loan closing. Minimum direct deposit amount to receive this offer is a regular $250.00 deposit. Direct deposit is an automatic electronic deposit made to your account by someone else, such as an employer issuing payroll or a government agency paying benefits. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider. Offer valid on new or used direct auto loans or recaptured auto loans financed between June 1 and September 30, 2024. Existing Service 1st loans are not eligible. Cash incentive requires a minimum of $7,500.00 financed. Cash incentive should be reported as taxable income. See tax specialist for details. Financing available up to 100% NADA value. Biweekly repayment options available. Terms and conditions subject to change without notice. Contact Credit Union for full details. Equal Housing Lender. Federally Insured by NCUA.