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a secure way to save

Premium & Platinum Money Market Accounts

higher rates for higher balances

If you're looking for a savings program that offers a secure way to save with convenient access to your funds, then our Premium Money Market Account or our new Platinum Money Market Account may be just what you have been looking for. 

Both are designed to reward members like you for your higher savings balance. Our Premium Money Market requires an opening balance of $25,000 and our Platinum Money Market requires an opening balance of $100,000. 

The interest rate you earn is variable, and is generally higher than the rate on other insured savings accounts. At the same time, your money is accessible to you, and you can increase your balance with additional deposits at any time and anywhere using Service1st digital banking.

convenient access

Access and manage your Premium Money Market Account or Platinum Money Market Account online with Service 1st digital banking
24 hours a day, 7 days a week. 

You can also set up Direct Deposit for your Money Market Account or utilize our auto transfer service to make regular deposits to your Premium or Platinum Money Market Account.

add more power to your money

The rate on these Money Market Accounts is adjusted at regular intervals as current interest rates change. And you can increase your earning capacity with this high balance, high rate account. 

There are no fees as long as you maintain a minimum daily balance of $25,000 for the Premium Money Market and $100,000 for the Platinum Money Market and do not exceed six withdrawals per month.* 

If your balance falls below these required amounts, you'll be assessed a service fee.

Premium Money Market Rates

*APY = Annual Percentage Yield. The APY is current as of 4/1/2026. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. 
Product Min Balance APY* NR
balances of $25,000 or more $25,000.00 0.85% 0.85%

Platinum Money Market Rates

*APY = Annual Percentage Yield. The APY is current as of 4/1/2026. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information.
Product Min Balance APY* NR
balances of $100,000 or more $100,000.00 1.40% 1.39%

federally insured

Funds insured up to $250,000 by the NCUA, National Credit Union Administration

*No more than six (6) withdrawals may be made in any month, only three (3) of which may be made by check. If you exceed these limitations, your account may be subject to a fee or be closed.

come join us!