a secure way to save
Standard Money Market Account
add more power to your money
The rates on Money Market Accounts are adjusted at regular intervals as current interest rates change and you can increase your earning capacity with our tiered rates: the greater your balance, the higher interest rate you earn.
There are no fees as long as you maintain a minimum daily balance of $2,500 and do not exceed six withdrawals per month.** If your balance falls below $2,500, you will be assessed a service fee.
dividend calculation
A daily periodic rate is applied to the principal balance in your account each day. Dividends are compounded monthly and are posted to your account on a monthly basis.
convenient access
Access and manage your Money Market Account through Service 1st digital banking or through our Virtual Financial Assistant 24 hours a day, 7 days a week.
You can also set up Direct Deposit for your Money Market Account or reserve a portion of your net pay to be deposited into your account through Payroll Deduction.
money market tiers
- $2,500-$4,999
- $5,000-$19,999
- $20,000-$49,999
- $50,000-$99,999
- $100,000 or more
Money Market Rates
| Product | Min Balance | APY* | NR |
|---|---|---|---|
| $2,500-$4,999 | $2,500.00 | 0.35% | 0.35% |
| $5,000-$19,999 | $5,000.00 | 0.40% | 0.40% |
| $20,000-$49,999 | $20,000.00 | 0.45% | 0.45% |
| $50,000-$99,999 | $50,000.00 | 0.50% | 0.50% |
Funds insured up to $250,000 by the NCUA, National Credit Union Administration.
Also, ask about our Premium and Platinum Money Market opportunities!
**No more than six (6) withdrawals may be made in any month, only three (3) of which may be made by check. If you exceed these limitations, your account may be subject to a fee or be closed.