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speedy purchases

Visa® debit card*

a debit card makes your checking account work smarter for you

Member Notice: Service 1st Visa® Debit Cardholders, click here to view and download our member resource guide. The guide shares important dates related to our Debit Card Makeover, new card benefits and faqs related to the conversion scheduled for September 15, 2021. 

A Debit Card is a handy financial tool that allows you to make purchases, get cash and access your checking account 24 hours a day. A Debit Card works like a check, when you make a purchase the money is taken directly out of your checking account - unlike a credit card where you are billed later for your purchases.

speed up purchases, access cash

Retail purchases are faster and easier when you use a Debit Card. You don't have to fill out a check, present identification and wait while it's verified. You can even request cash back on purchases made with your VISA® Debit Card. Use it for purchasing online, too. You can also use your Debit Card at designated ATMs to withdraw cash, make deposits, transfer funds and make loan payments. Simply keep the receipts you get from retail merchants or ATMs and record the amounts later in your checkbook register. We will even transfer funds from a designated account to protect you from accidental overdrafts! Debit Card transactions appear on your monthly checking account statement along with details on the location, date and amount of transaction. You can also track your transactions online by accessing your account via Service1st@Home (our online banking tool).

secure online ordering with verified by VISA®

Verified by VISA® (VBV) adds security to purchases made online with participating merchants. With VBV, it's not simply enough to know the card number, expiration date, and CVV code. Your card is registered with a unique username and password known only to you. This prevents someone from stealing your card information and making purchases in your name.

The next time you shop at participating online stores, you'll see these screens. Enter the information requested to activate your card in order to complete your transaction. It only takes a moment, and then your card will have password protection whenever you shop online.

Activate Verified by Visa During Shopping

Once you activate your card, Verified by VISA® protects you at every participating online store - so only you can use your card. For a list of participating online stores, visit

More than just a “chip” off the old block . . . 

Service 1st  is now issuing Visa® Debit Cards featuring chip technology. This is great news, chip technology provides an added layer of security to your card at no cost to you. Thousands of stores already have chip-enabled terminals. We are replacing existing Service 1st  Visa® Check Cards with chip cards over time. When your card expires the new card you receive will be an EMV chip card.

For more information about EMV technology click here.

order yours today!

To apply for your Service 1st Visa® Debit Card, call a Financial Service Specialist at (570) 271-6060 or contact us*!

* Must have a credit union checking account. Visa® Debit Cards are also known as Check Cards.