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Auto Loans

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Reach your destination with confidence and style by utilizing an auto loan from Service 1st! 

With rates as low as 4.59% APR*, you'll enjoy:

  • Budget-friendly payment options! 
  • On-the-spot financing at over 100 local dealers! 
  • Flexible terms!
  • Plus, ask how you can earn up to $150 cash back!**

Apply today!

Click on the Let's talk! icon in the bottom corner of your screen from any Service 1st page, call our Contact Center at 800.562.6049 or schedule an appointment today!

*APR = Annual percentage rate. Rates as low as 4.59% APR are available for qualified borrowers on new, used, or refinanced vehicle loans with a 48-month term. Sample payment of $7,500.00 borrowed for 48 months at 4.59% APR would require a monthly payment of $171.37. Lowest rate available for qualified borrowers based on creditworthiness, term, vehicle year and other factors. Rates, terms, and approval are based on creditworthiness, collateral, and other factors and are subject to change without notice. Membership eligibility required. **Limited time offer. Qualified borrowers may earn up to $150.00 cash incentive on eligible new, used or refinanced auto loans financed between June 1 and September 30, 2026. Existing Service 1st loans are not eligible for incentive. Cash incentive requires a minimum of $7,500.00 financed. Incentive will be deposited into member’s share account within 30 business days after closing a qualified auto loan. $100.00 will be deposited for closing a qualified auto loan, $25.00 will be deposited if the borrower has an existing or qualifies for a new Service 1st VISA® Platinum Credit Card, and $25.00 will be deposited if the borrower is enrolled in Direct Deposit or enrolls in Direct Deposit within two (2) business days of loan closing. Minimum direct deposit amount to receive this offer is a regular $250.00 deposit. Direct deposit is an automatic electronic deposit made to your account by someone else, such as an employer issuing payroll or a government agency paying benefits. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider. Cash incentive should be reported as taxable income; consult a tax advisor. Additional restrictions and conditions apply. Contact Credit Union for full details.


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