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we're competitive

vehicle loan
ProductAPR*
auto refinance (rates as low as)2.99%
new autos (rates as low as)2.99%
used autos (rates as low as)3.49%
motorcycles, boats, RVs, etc. (rates as low as)4.29%

*The APR is current as of 3/16/2020. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions.
home equity fixed rate & line of credit
ProductAPR*
up to 36 months (rates as low as)2.99%
37 to 60 months (rates as low as)3.49%
61 to 84 months (rates as low as)3.99%
85 to 120 months (rates as low as)4.19%
121 to 144 months (rates as low as)4.29%
145 to 180 months (rates as low as)4.49%
everyday equity line-of-credit (HELOC)4.75%
everyday equity line of credit segment up to 30 months (rates as low as)1.99%

*The APR is current as of 3/16/2020. qualification is based on an assessment of individual creditworthiness and our underwriting standards. For the home equity fixed rate loan, the rate will not increase at any time while the plan is open. The Everyday Equity rate is variable, subject to change monthly. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions.
personal & secured loans
ProductAPR*
signature / unsecured (rates as low as)7.99%
line-of-credit**8.75%
overdraft protection8.75%
VISA® platinum (rates as low as)**10.49%
share secured (above share rate)3.50%
certificate secured (above certificate rate)3.00%

*The APR is current as of 3/16/2020. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions. ** Variable rate, subject to change monthly.
VISA® platinum credit card
ProductAPR*
VISA® platinum (rates as low as)10.49%

*The APR is current as of 3/16/2020. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions. **Variable rate, subject to change monthly.
savings, checking & club accounts
ProductMin BalAPY*NR
savings$5.000.15%0.15%
checking$0.000.00%0.00%
IRA savings$0.000.25%0.25%
Christmas club$0.000.10%0.10%
vacation club$0.000.10%0.10%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

money market
ProductMin BalAPY*NR
$2,500-$4,999$2,500.000.25%0.25%
$5,000-$19,999$5,000.000.25%0.25%
$20,000-$49,999$20,000.000.35%0.35%
$50,000-$99,999$50,000.000.35%0.35%
$100,000 or more$100,000.000.35%0.35%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

premium money market
ProductMin BalAPY*NR
balances of $25,000 or more$25,000.000.45%0.45%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

certificates
ProductMin BalAPY*NR
3 month$500.000.20%0.20%
6 month$500.000.30%0.30%
12 month$500.000.40%0.40%
18 month$500.000.45%0.45%
24 month$500.000.75%0.75%
36 month$500.001.35%1.34%
48 month$500.001.55%1.54%
60 month$500.001.95%1.94%
bump-up certificate$5,000.001.20%1.20%
youth certificate$25.000.50%0.50%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Penalty for early withdrawal. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Certificate Accounts.

individual retirement account (IRA)
ProductMin BalAPY*NR
6 month$500.000.45%0.45%
12 month$500.000.70%0.70%
18 month$500.000.95%0.95%
24 month$500.001.20%1.20%
36 month$500.001.45%1.44%
48 month$500.001.70%1.69%
60 month$500.002.00%1.99%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Penalty for early withdrawal. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Certificate Accounts.

business checking
ProductMin BalAPY*NR
$0-$2,499.99$0.000.00%0.00%
$2,500-$9,999.99$2,500.000.52%0.52%
$10,000-$24,999.99$10,000.000.77%0.77%
$25,000-$99,999.99$25,000.001.02%1.02%
$100,000 or more$100,000.001.27%1.26%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

non-profit checking account
ProductMin BalAPY*NR
$0 - $2,499$0.000.00%0.00%
$2,500 - $9,999$0.000.05%0.05%
$10,000 - $24,999$0.000.10%0.10%
$25,000 - $99,999$0.000.15%0.15%
$100,000 plus$0.000.20%0.20%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

non-profit variable rate certificate
ProductMin BalAPY*NR
12 month$2,5000.40%0.40%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Penalty for early withdrawal. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Certificate Accounts.

health savings account
ProductMin BalAPY*NR
$0-$100$0.000.00%0.00%
$100-$2,499.99$100.000.90%0.90%
$2,500-$4,999.99$2,500.001.15%1.15%
$5,000-$14,999.99$5,000.001.40%1.39%
$15,000 or more$15,000.001.90%1.89%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.

platinum money market
ProductMin BalAPY*NR
balances of $100,000 or more$100,000.00 1.00%1.00%

*APY = Annual Percentage Yield. The APY is current as of 3/16/2020. Fees could reduce earnings to the account. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.