early deposit

We understand the importance of timely access to your funds. Service 1st members, who receive direct deposit, can now enjoy the convenience of faster funds availability. With Early Direct Deposit, you can now access your funds up to 2 days early.*  Early Direct Deposit isn’t just for paychecks either; you can gain early access to your Social Security, pensions, government deposits and more! 

questions?

Q. How can I sign up?
A. No need! All members using Direct Deposit are automatically enrolled!

Q. Are there any fees for Early Direct Deposit?
A. Nope, this is just another no cost benefit we offer Service 1st members!

Q. How early will my direct deposit be available?
A. The availability of funds is contingent upon a variety of factors, primarily the timing of when we receive the payment file from your payor. The funds will generally be made available on the day the file is received, which may be no more then 2 days earlier than the scheduled payment date.* 

Want to learn more?

Click on the Let's talk! icon in the bottom corner of your screen from any Service 1st page, call our Contact Center at 800.562.6049 or schedule an appointment today!

*Direct Deposit and earlier availability of funds are subject to the timing of payor’s funding and credit union approval. Service 1st Federal Credit Union cannot guarantee a payer’s funds will be available for Early Direct Deposit. Funds will usually be available on the day the payment file is received, not to exceed 2 days prior to the scheduled payment date. Early Direct Deposit is also dependent on member providing accurate credit union account information to the payor. Service 1st Federal Credit Union does not have access to future pending ACH deposit information and cannot control when an ACH deposit appears in pending status. Recurring deposits may vary from deposit to deposit; Other exceptions may apply.

** Eligible direct deposits are limited to electronic direct deposits of items such as your payroll, pension, and government benefit payments made through ACH to your account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for early direct deposit.