shop with confidence – visa^® platinum credit card!  

When it comes to choosing a credit card, you want a card you can depend on with a great low rate and a generous credit limit; a card that has your back during those unexpected times when you need it the most. At Service 1st, we get it.

Our card is the perfect companion for shopping, travel, heading off to school, consolidating debt or to simply have on hand for emergencies. And, that’s not all!

• It’s contactless! You can insert, swipe, tap or simply hold your card over a contactless enabled terminal to complete a transaction.
• Features Digital Issuance! Whether you’ve requested a new Visa^® Platinum Credit Card, or you recently lost your card; you now have access to upload your card to the mobile wallet on your smart device within a few hours of your request being processed - and you can use it before you receive your physical card.
• You can use your card with most mobile payment systems; including Apple Pay^®, Google Pay^®, Samsung Pay^® and Garmin Pay™!
• You earn CU Rewards^® points for every net Service 1st Visa^® Platinum Credit Card dollar you spend! Points are redeemable for brand name merchandise, travel perks and cash back options!
• And, your Service 1st Visa^® Platinum Credit Card statements and online account now include FICO^® Scores, key factors that impact scores, and credit education. Login to home banking or check your monthly statement to see your score, today!
• Plus enjoy:
  • A terrific annual percentage rate
  • 25-day grace period on purchases
  • No annual fee
  • No balance transfer fees
  • No hidden charges
  • Generous credit line
  • Low minimum payment
  • Convenience of cash advances through ATMs worldwide
  • Emergency card replacement
  • Auto rental collision damage waiver
  • Travel & emergency assistance services
  • Extended warranty protection
  • Roadside Dispatch^®

apply now

To view the Visa^® platinum credit card application and solicitation disclosure, please click here.
To view the Visa^® platinum credit card agreement, please click here.

To view the Visa^® platinum credit card Guide to Benefits, please click here.

If your card has been lost or stolen, please click here for more information.