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gift more. stress less.

apply now!Apply for your next loan from the comfort of your home or office.
apply & join!Not a member yet? Join and apply online today!**

This season, give generously without compromising your financial peace of mind. A personal loan* from Service 1st makes it easy to manage holiday expenses while staying on track.

personal loan

Our personal loan (also known as a signature loan) allows you to gift more, worry less and enjoy every magical moment!

  • Borrow up to $25,000, depending on the applicant’s income.
  • Flexible terms available.
  • Convenient repayment options available with payroll deductions and direct deposit

Click here to view our rates. 


Apply today & make the season shine!

Whether you're applying for a loan, opening a new account, or simply seeking answers to your financial questions, our Digital Center is designed to make banking easier, faster, and more accessible. With secure video consultations and real-time guidance, we bring the branch experience directly to you.

Why Choose the Digital Center?

  • One-on-one support from knowledgeable specialists
  • Flexible scheduling to fit your lifestyle
  • Safe, secure, and user-friendly virtual platform
  • No lines, no travel—just solutions at your fingertips

Let us help you make smart financial moves with confidence and convenience. Book your virtual appointment today!

book today!

*Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions. Normal underwriting guidelines apply. 

**Membership eligibility required.