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financial services & you

A Resource for Persons with Disabilities

At Service 1st Federal Credit Union, we want to connect you with the resources you need to achieve your financial goals and the financial goals of your loved ones. This guide was designed to provide an introduction to services, products and resources you may find beneficial.

Register for the Financial Services & You Seminar on April 23, 2024!

Event Update (Friday, April 19, 2024): 

On behalf of Service 1st Federal Credit Union, we want to let you know that our upcoming panel seminar Financial Services & You, originally scheduled for April 23, 2024 in Sunbury, is temporarily postponed. We are working with all parties involved to secure a new date and time. Once that is confirmed we will be sure to share it with you, on our website and via Facebook. 

We appreciate your interest on this topic and look forward to seeing you soon. 

If you have any questions, please connect with us by calling our Contact Center at 800.562.6049 or connecting with us via chat by selecting the Let's Talk icon below. 


 Click here!

Representative Payee Accounts

What is a Representative Payee Account?

  • A Representative Payee is appointed by the Social Security Administration (SSA) to handle Social Security Insurance (SSI) and/or SSA benefit funds for a recipient that cannot manage their own benefit funds (beneficiary).
  • Representative Payees must obtain a letter from Social Security Administration naming the Representative Payee. A copy of the letter must stay on file at the credit union.
  • The beneficiary must never have direct access to the account.
  • Debit cards may be issued but only under the Representative Payee’s name.
  • Representative Payees cannot handle non-SSA/SSI funds.


529 ABLE Account

A 529 ABLE Account gives individuals with qualified disabilities (Eligible Individuals), their families and friends, a tax-free way to save for disability-related expenses, while maintaining government benefits. Federal and state law authorized the creation of 529 ABLE Accounts.

Who is eligible?

  • United States citizens and permanent residents who can legally own securities, including individuals who are blind and disabled from a condition that began prior to age 26
  • Those who meet the age requirement and may be eligible for SSI or Social Security Disability Insurance (SSDI) benefits because of their disability
  • Individuals with a written, signed diagnosis from a licensed physician

A Resource for Persons with Disabilities flyer


Youth Accounts

Service 1st has a variety of products and services designed for youth of all ages.

Youth Savings Accounts*

Youth Certificates*


life insurance & long term care options

To learn more, connect with the Service 1st Retirement & Investment Center* by calling 570.271.7597.


additional resources and things to consider

supplemental security income

If you think you or your child may be eligible, visit:

  • SSA.gov
  • Apply by phone 1-800-772-1213

    Local offices:
  • 150 Susquehanna Valley Mall Drive, Selinsgrove, PA 17870
  • 700 Market St., Bloomsburg, PA 17815
  • 7 Wilkes-Barre Blvd., Wilkes-Barre, PA 18702

employment opportunities


To connect with Sarah Smith, 2023 CrossState Credit Union Ambassador/Service 1st Member Service Representative to learn more, call 800.562.6049. 


*Contact Credit Union for details.