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Fast business financing

Get the financing your small business needs! At Service 1st, we offer small business loans to members who do not have real estate as collateral.

The Nu Direction Small Business Loan is a unique solution featuring:

  • Loan amounts between $25,000 - $250,000.
  • Quick turnaround time of 5-6 business days from online application to funding.
  • Loans are fully amortized for 1-3 years. 

Our lending model is focused on helping healthy businesses grow!


Eligibility requirements include:

  • Business must have revenue > $150,000 the last twelve months
  • Been in business > 24 months
  • No bankruptcy in past 5 years; No unpaid judgment or liens in past 5 years; No collections, charge off or 90 day+ trade in last 24 months.
  • No current delinquencies. 
  • FICO > 650

Apply today!

To begin the application process, click here.


For more information, call our Contact Center at 800.562.6049 to be directed to a member of our Business Lending Team.