Personal & Business Banking - Service 1st Federal Credit Union

current rates

APR*

auto refinance (rates as low as)	2.99%
new autos (rates as low as)	2.99%
used autos (rates as low as)	3.49%
motorcycles, boats, RVs, etc. (rates as low as)	4.29%

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mortgage rates:

To view our mortgage rates, please click here.

prime rate:

as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.

calculators

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news & events

member update: we've got you covered - sunday, march 29, 2020

We are continuing to monitor information from federal, state, and local officials regarding Coronavirus, COVID-19 and will continue to provide you with updates regarding credit union services.

If you have been directly affected by Coronavirus, COVID-19 and are in need of assistance in making a Service 1st loan payment or have other account concerns, please contact one of our Member Service Representatives at 800.562.6049, to discuss the options we have available to assist you at this difficult time.

member notice: mifflinburg and wilkes-barre office update - march 23, 2020

Effective Tuesday, March 24, 2020, access to the lobbies of our Mifflinburg Office, located at 52 East Chestnut Street and our Wilkes-Barre Office, located at 620 Baltimore Drive, will be by appointment only.

Appointments will be limited, so we are able to further reduce face-to-face interactions and the spread of COVID-19.

$0-$2,499.99	0.00%
$2,500-$9,999.99	0.00%
$10,000-$24,999.99	0.00%
$25,000-$99,999.99	0.00%
$100,000 or more	0.11%

3 month	0.20%
6 month	0.30%
12 month	0.40%
18 month	0.45%
24 month	0.75%
36 month	1.35%
48 month	1.55%
60 month	1.95%
bump-up certificate	1.20%
youth certificate	0.50%

$0-$100	0.00%
$100-$2,499.99	0.90%
$2,500-$4,999.99	1.15%
$5,000-$14,999.99	1.40%
$15,000 or more	1.90%

up to 36 months (rates as low as)	2.99%
37 to 60 months (rates as low as)	3.49%
61 to 84 months (rates as low as)	3.99%
85 to 120 months (rates as low as)	4.19%
121 to 144 months (rates as low as)	4.29%
145 to 180 months (rates as low as)	4.49%
everyday equity line-of-credit (HELOC)	3.50%
everyday equity line of credit segment up to 30 months (rates as low as)	1.99%

6 month	0.45%
12 month	0.70%
18 month	0.95%
24 month	1.20%
36 month	1.45%
48 month	1.70%
60 month	2.00%

accomplish more!

life happens

time for a checkup?

we've got you covered

current rates

calculators

news & events

member update: we've got you covered - sunday, march 29, 2020

member notice: mifflinburg and wilkes-barre office update - march 23, 2020

new! cash back visa®
platinum credit card

home mortgage

vehicle loans

small business loans

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$2,500-$4,999	0.25%
$5,000-$19,999	0.25%
$20,000-$49,999	0.35%
$50,000-$99,999	0.35%
$100,000 or more	0.35%

10 year 0 points	3.125%
15 year 0 points	3.250%
20 year 0 points	3.625%
30 year 0 points	3.750%
3/1 ARM 0 points	4.250%
5/1 ARM 0 points	4.375%
7/1 ARM 0 points	4.375%
10/1 ARM 0 points	4.375%

$0 - $2,499	0.00%
$2,500 - $9,999	0.05%
$10,000 - $24,999	0.10%
$25,000 - $99,999	0.15%
$100,000 plus	0.20%

signature / unsecured (rates as low as)	7.99%
line-of-credit (rates as low as)**	7.25%
overdraft protection (rates as low as)	7.25%
VISA® platinum (rates as low as)**	8.99%
share secured (above share rate)	3.50%
certificate secured (above certificate rate)	3.00%

savings	0.15%
checking	0.00%
IRA savings	0.25%
Christmas club	0.10%
vacation club	0.10%

Service1st home page

accomplish more!

life happens

time for a checkup?

we've got you covered

my account sign in

current rates

calculators

news & events

member update: we've got you covered - sunday, march 29, 2020

member notice: mifflinburg and wilkes-barre office update - march 23, 2020

new! cash back visa® platinum credit card

home mortgage

vehicle loans

small business loans

new! cash back visa®
platinum credit card