Personal & Business Banking - Service 1st Federal Credit Union

Skip to Content

current rates

APR*

auto refinance (rates as low as)	2.49%
new autos (rates as low as)	2.49%
used autos (rates as low as)	3.39%
motorcycles, boats, RVs, etc. (rates as low as)	3.99%

view rates

mortgage rates:

To view our mortgage rates, please click here.

prime rate:

as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.

calculators

view all

news & events

yum! | food trucks are coming to service 1st!

Service 1st is excited to announce a number of our offices will be welcoming local food trucks to set up in our parking lots next week.

service 1st retirement & investment center | virtual seminars scheduled

The Service 1st Retirement & Investment Center invites you to join us for two virtual seminars being held in July.

- Wednesday, July 15, 2020 | The Return to Conservative Investing
- Wednesday, July 22, 2020 | Social Security & Your Retirement

Click on the title for more information and links to register.

new! cash back visa®
platinum credit card

Enjoy cash back rewards when you use your Service 1st Visa® Platinum Credit Card!* Along with great low rates, and no balance transfer fees, our savvy little card is just what you’ve been looking for!

*click here to learn more.

come join us!

$0-$2,499.99	0.00%
$2,500-$9,999.99	0.00%
$10,000-$24,999.99	0.15%
$25,000-$99,999.99	0.15%
$100,000 or more	0.15%

3 month	0.20%
6 month	0.30%
12 month	0.40%
18 month	0.45%
24 month	0.75%
36 month	1.10%
48 month	1.15%
60 month	1.40%
bump-up certificate	1.40%
youth certificate	0.50%

$0-$100	0.00%
$100-$2,499.99	0.90%
$2,500-$4,999.99	1.15%
$5,000-$14,999.99	1.40%
$15,000 or more	1.90%

up to 36 months (rates as low as)	2.89%
37 to 60 months (rates as low as)	3.29%
61 to 84 months (rates as low as)	3.69%
85 to 120 months (rates as low as)	3.89%
121 to 144 months (rates as low as)	3.99%
145 to 180 months (rates as low as)	4.19%
everyday equity line-of-credit (HELOC)	3.50%
everyday equity line of credit segment up to 30 months (rates as low as)	1.99%

6 month	0.45%
12 month	0.70%
18 month	0.95%
24 month	1.20%
36 month	1.45%
48 month	1.70%
60 month	2.00%

accomplish more!

sing!

we've got you covered

payroll protection program loans

life happens

current rates

calculators

news & events

yum! | food trucks are coming to service 1st!

service 1st retirement & investment center | virtual seminars scheduled

new! cash back visa®
platinum credit card

home mortgage

vehicle loans

small business loans

DISCLAIMER

You are being redirected to another website.

$2,500-$4,999	0.25%
$5,000-$19,999	0.25%
$20,000-$49,999	0.35%
$50,000-$99,999	0.35%
$100,000 or more	0.35%

10 year 0 points	3.125%
15 year 0 points	3.250%
20 year 0 points	3.625%
30 year 0 points	3.750%
3/1 ARM 0 points	4.250%
5/1 ARM 0 points	4.375%
7/1 ARM 0 points	4.375%
10/1 ARM 0 points	4.375%

$0 - $2,499	0.00%
$2,500 - $9,999	0.05%
$10,000 - $24,999	0.10%
$25,000 - $99,999	0.15%
$100,000 plus	0.20%

signature / unsecured (rates as low as)	7.99%
line-of-credit (rates as low as)**	7.25%
overdraft protection (rates as low as)	7.25%
VISA® platinum (rates as low as)**	8.99%
share secured (above share rate)	3.50%
certificate secured (above certificate rate)	3.00%

savings	0.15%
checking	0.00%
IRA savings	0.25%
Christmas club	0.10%
vacation club	0.10%

Service1st home page

accomplish more!

sing!

we've got you covered

payroll protection program loans

life happens

my account sign in

current rates

calculators

news & events

yum! | food trucks are coming to service 1st!

service 1st retirement & investment center | virtual seminars scheduled

new! cash back visa® platinum credit card

home mortgage

vehicle loans

small business loans

new! cash back visa®
platinum credit card