current rates vehicle loan home equity loan VISA certificate ira money market premium money market business checking personal & secured health savings account savings, checking and club rates APY*$0-$2,499.990.00%$2,500-$9,999.990.00%$10,000-$24,999.990.05%$25,000-$99,999.990.05%$100,000 or more0.05%APY*3 month0.10%6 month0.15%12 month0.25%18 month0.30%24 month0.45%36 month0.65%48 month0.70%60 month0.75%bump-up certificate0.65%youth certificate0.45%APY*$0-$1000.00%$100-$2,499.990.35%$2,500-$4,999.990.60%$5,000-$14,999.990.85%$15,000 or more1.10%APR*up to 36 months (rates as low as)†2.49%37 to 60 months (rates as low as)†2.89%61 to 84 months (rates as low as)†3.19%85 to 120 months (rates as low as)†3.39%121 to 144 months (rates as low as)†3.59%145 to 180 months (rates as low as)†3.79%everyday equity line of credit** 3.50%APY*6 month0.30%12 month0.55%18 month0.75%24 month0.80%36 month1.00%48 month1.05%60 month1.10%APY*$2,500-$4,9990.05%$5,000-$19,9990.05%$20,000-$49,9990.15%$50,000-$99,9990.15%$100,000 or more0.15%Rate*15 year 0 points3.250%20 year 0 points3.500%30 year 0 points3.500%3/1 ARM 0 points4.375%7/1 ARM 0 points3.125%10/1 ARM 0 points3.125%APY*$0 - $2,4990.00%$2,500 - $9,9990.00%$10,000 - $24,9990.05%$25,000 - $99,9990.10%$100,000 plus0.15%APY*12 month0.25%APR*signature / unsecured (rates as low as)7.49%line-of-credit (rates as low as)**7.25%overdraft protection (rates as low as)7.25%VISA® platinum (rates as low as)**8.99%share secured (above share rate)3.50%certificate secured (above certificate rate)3.00%APY*balances of $100,000 or more0.35%APY*balances of $25,000 or more0.25%APY*savings0.10%checking0.00%IRA savings0.20%Christmas club0.05%vacation club0.05%APR*auto refinance (rates as low as)1.99%new autos (rates as low as)1.99%used autos (rates as low as)3.19%motorcycles, boats, RVs, etc. (rates as low as)3.49%APR*VISA® platinum (rates as low as)8.99% New VehiclesAPR Rates as low as 2.49% 15-Year Fixed MortgageAPR Rates as low as 3.85% view rates mortgage rates: To view our mortgage rates, please click here. prime rate: as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.
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news & events member notice | bill payer maintenance Service 1st will be performing maintenance to our bill payer system available within Service1st@Home online and mobile banking on Monday, October 25, 2021 starting at 4:00 pm. It will continue into the morning of Tuesday, October 26, 2021. Building Financial Health for a Brighter Tomorrow On October 21, 2021, Service 1st Federal Credit Union will join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day. The theme of ICU Day 2021 is “Building financial health for a brighter tomorrow.” Click the title to read the full article. view more