current rates vehicle loan home equity loan VISA certificate ira money market premium money market business checking personal & secured health savings account savings, checking and club rates APY*$0-$2,499.990.00%$2,500-$9,999.990.00%$10,000-$24,999.990.05%$25,000-$99,999.990.05%$100,000 or more0.05%APY*3 month0.10%6 month0.15%12 month0.25%18 month0.30%24 month0.45%36 month0.65%48 month0.70%60 month0.75%bump-up certificate0.65%youth certificate0.45%APY*$0-$1000.00%$100-$2,499.990.35%$2,500-$4,999.990.60%$5,000-$14,999.990.85%$15,000 or more1.10%APR*up to 36 months (rates as low as)1.99%37 to 60 months (rates as low as)2.29%61 to 84 months (rates as low as)2.49%85 to 120 months (rates as low as)2.69%121 to 144 months (rates as low as)2.89%145 to 180 months (rates as low as)2.99%everyday equity line of credit 3.50%APY*6 month0.30%12 month0.55%18 month0.75%24 month0.80%36 month1.00%48 month1.05%60 month1.10%APY*$2,500-$4,9990.05%$5,000-$19,9990.05%$20,000-$49,9990.15%$50,000-$99,9990.15%$100,000 or more0.15%Rate*15 year 0 points3.250%20 year 0 points3.500%30 year 0 points3.500%3/1 ARM 0 points4.375%7/1 ARM 0 points3.125%10/1 ARM 0 points3.125%APY*$0 - $2,4990.00%$2,500 - $9,9990.00%$10,000 - $24,9990.05%$25,000 - $99,9990.10%$100,000 plus0.15%APY*12 month0.25%APR*signature / unsecured (rates as low as)7.49%line-of-credit (rates as low as)**7.25%overdraft protection (rates as low as)7.25%VISA® platinum (rates as low as)**8.99%share secured (above share rate)3.50%certificate secured (above certificate rate)3.00%APY*balances of $100,000 or more0.35%APY*balances of $25,000 or more0.25%APY*savings0.10%checking0.00%IRA savings0.20%Christmas club0.05%vacation club0.05%APR*auto refinance (rates as low as)2.49%new autos (rates as low as)2.49%used autos (rates as low as)3.39%motorcycles, boats, RVs, etc. (rates as low as)3.49%APR*VISA® platinum (rates as low as)8.99% New VehiclesAPR Rates as low as 2.49% 15-Year Fixed MortgageAPR Rates as low as 3.85% view rates mortgage rates: To view our mortgage rates, please click here. prime rate: as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.
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news & events join us! | first time home buying virtual seminar Service 1st Federal Credit Union invites you to join us for our upcoming First Time Home Buying Virtual Seminar being held at Noon on Thursday, May 20, 2021. Click on the title for more information and the link to register. service 1st retirement & investment center | may virtual seminars The Service 1st Retirement & Investment Center invites you to join us for our upcoming virtual seminars. How to Weather a Bear Market | Wednesday, May 12, 2021 The Return of Conservative Investing | Wednesday, May 19, 2021 Click on the title for more information. view more