Personal & Business Banking - Service 1st Federal Credit Union

current rates

APR*

auto refinance (rates as low as)	2.49%
new autos (rates as low as)	2.49%
used autos (rates as low as)	3.39%
motorcycles, boats, RVs, etc. (rates as low as)	3.49%

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mortgage rates:

To view our mortgage rates, please click here.

prime rate:

as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.

calculators

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news & events

mark your calendar for our annual meeting!

Our 2020 Annual Meeting will be held on Wednesday, April 21, 2021 at the Country Cupboard Restaurant, 101 Hafer Road in Lewisburg, PA. A business meeting will be held at 6 p.m., followed by dinner. The cost to attend this year’s event is $10.00 per attendee.

Click the title for more information and links to register.

Member Notice | Payroll Protection Program (PPP) Loans Update

(Danville, PA) -- Service 1st is continuing to monitor updates regarding the next application phase for Payroll Protection Program (PPP) Loans and will share more information on our site as it becomes available.

If you have applied and received PPP funding in 2020, watch your email for the link to apply. If you will be applying for the first time in 2021, please watch our site for updates and a link to a portal that will guide you through the process.

For additional information, please click the title to read the full member notice.

$0-$2,499.99	0.00%
$2,500-$9,999.99	0.00%
$10,000-$24,999.99	0.10%
$25,000-$99,999.99	0.10%
$100,000 or more	0.10%

3 month	0.15%
6 month	0.20%
12 month	0.30%
18 month	0.35%
24 month	0.50%
36 month	0.70%
48 month	0.75%
60 month	0.80%
bump-up certificate	0.70%
youth certificate	0.50%

$0-$100	0.00%
$100-$2,499.99	0.40%
$2,500-$4,999.99	0.65%
$5,000-$14,999.99	0.90%
$15,000 or more	1.15%

up to 36 months (rates as low as)	2.89%
37 to 60 months (rates as low as)	3.29%
61 to 84 months (rates as low as)	3.49%
85 to 120 months (rates as low as)	3.69%
121 to 144 months (rates as low as)	3.79%
145 to 180 months (rates as low as)	3.99%
everyday equity line of credit	3.50%

6 month	0.35%
12 month	0.60%
18 month	0.80%
24 month	0.85%
36 month	1.05%
48 month	1.10%
60 month	1.15%

we've got you covered

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refer-a-friend

payroll protection program loans

current rates

calculators

news & events

mark your calendar for our annual meeting!

Member Notice | Payroll Protection Program (PPP) Loans Update

cash back visa®
platinum credit card

home mortgage

vehicle loans

small business loans

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$2,500-$4,999	0.10%
$5,000-$19,999	0.10%
$20,000-$49,999	0.20%
$50,000-$99,999	0.20%
$100,000 or more	0.20%

15 year 0 points	3.250%
20 year 0 points	3.500%
30 year 0 points	3.500%
3/1 ARM 0 points	4.375%
7/1 ARM 0 points	3.125%
10/1 ARM 0 points	3.125%

$0 - $2,499	0.00%
$2,500 - $9,999	0.05%
$10,000 - $24,999	0.10%
$25,000 - $99,999	0.15%
$100,000 plus	0.20%

signature / unsecured (rates as low as)	7.49%
line-of-credit (rates as low as)**	7.25%
overdraft protection (rates as low as)	7.25%
VISA® platinum (rates as low as)**	8.99%
share secured (above share rate)	3.50%
certificate secured (above certificate rate)	3.00%

savings	0.15%
checking	0.00%
IRA savings	0.25%
Christmas club	0.10%
vacation club	0.10%

Service1st home page

we've got you covered

skip-a-pay

refer-a-friend

payroll protection program loans

my account sign in

current rates

calculators

news & events

mark your calendar for our annual meeting!

Member Notice | Payroll Protection Program (PPP) Loans Update

cash back visa® platinum credit card

home mortgage

vehicle loans

small business loans

cash back visa®
platinum credit card