current rates vehicle loan home equity loan VISA certificate ira money market premium money market business checking personal & secured health savings account savings, checking and club rates APY*$0-$2,499.990.00%$2,500-$9,999.990.00%$10,000-$24,999.990.15%$25,000-$99,999.990.15%$100,000 or more0.15%APY*3 month0.20%6 month0.30%12 month0.40%18 month0.45%24 month0.60%36 month0.80%48 month0.85%60 month0.90%bump-up certificate0.90%youth certificate0.50%APY*$0-$1000.00%$100-$2,499.990.50%$2,500-$4,999.990.75%$5,000-$14,999.991.00%$15,000 or more1.25%APR*up to 36 months (rates as low as)2.89%37 to 60 months (rates as low as)3.29%61 to 84 months (rates as low as)3.49%85 to 120 months (rates as low as)3.69%121 to 144 months (rates as low as)3.79%145 to 180 months (rates as low as)3.99%everyday equity line of credit 3.50%APY*6 month0.45%12 month0.70%18 month0.90%24 month0.95%36 month1.15%48 month1.20%60 month1.25%APY*$2,500-$4,9990.20%$5,000-$19,9990.20%$20,000-$49,9990.30%$50,000-$99,9990.30%$100,000 or more0.30%Rate*15 year 0 points3.250%20 year 0 points3.500%30 year 0 points3.500%3/1 ARM 0 points4.375%7/1 ARM 0 points3.125%10/1 ARM 0 points3.125%APY*$0 - $2,4990.00%$2,500 - $9,9990.05%$10,000 - $24,9990.10%$25,000 - $99,9990.15%$100,000 plus0.20%APY*12 month0.40%APR*signature / unsecured (rates as low as)7.49%line-of-credit (rates as low as)**7.25%overdraft protection (rates as low as)7.25%VISA® platinum (rates as low as)**8.99%share secured (above share rate)3.50%certificate secured (above certificate rate)3.00%APY*balances of $100,000 or more0.50%APY*balances of $25,000 or more0.40%APY*savings0.15%checking0.00%IRA savings0.25%Christmas club0.10%vacation club0.10%APR*auto refinance (rates as low as)2.49%new autos (rates as low as)2.49%used autos (rates as low as)3.39%motorcycles, boats, RVs, etc. (rates as low as)3.49%APR*VISA® platinum (rates as low as)8.99% New VehiclesAPR Rates as low as 2.49% 15-Year Fixed MortgageAPR Rates as low as 3.85% view rates mortgage rates: To view our mortgage rates, please click here. prime rate: as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.
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news & events Service 1st’s Loyalsock Office Collection Supports Deployed Soldiers Project Service 1st Federal Credit Union’s Loyalsock Office held a collection to support the Deployed Soldiers Project throughout November. The Deployed Soldiers Project supports deployed members of the military by sending them the essentials they need while serving. service 1st to host virtual tree lighting event saturday, December 5 Service 1st Federal Credit Union will host a virtual tree lighting event on Saturday, December 5, 2020 beginning at 6:00 pm. view more