current rates vehicle loan home equity loan VISA mortgage certificate ira money market premium money market business checking personal & secured health savings account savings, checking and club rates APY*$0-$2,499.990.00%$2,500-$9,999.990.00%$10,000-$24,999.990.00%$25,000-$99,999.990.00%$100,000 or more0.09%APY*3 month0.20%6 month0.30%12 month0.40%18 month0.45%24 month0.75%36 month1.10%48 month1.15%60 month1.40%bump-up certificate1.40%youth certificate0.50%APY*$0-$1000.00%$100-$2,499.990.90%$2,500-$4,999.991.15%$5,000-$14,999.991.40%$15,000 or more1.90%APR*up to 36 months (rates as low as)2.89%37 to 60 months (rates as low as)3.29%61 to 84 months (rates as low as)3.69%85 to 120 months (rates as low as)3.89%121 to 144 months (rates as low as)3.99%145 to 180 months (rates as low as)4.19%everyday equity line-of-credit (HELOC)3.50%everyday equity line of credit segment up to 30 months (rates as low as)1.99%APY*6 month0.45%12 month0.70%18 month0.95%24 month1.20%36 month1.45%48 month1.70%60 month2.00%APY*$2,500-$4,9990.25%$5,000-$19,9990.25%$20,000-$49,9990.35%$50,000-$99,9990.35%$100,000 or more0.35%Rate*10 year 0 points3.125%15 year 0 points3.250%20 year 0 points3.625%30 year 0 points3.750%3/1 ARM 0 points4.250%5/1 ARM 0 points4.375%7/1 ARM 0 points4.375%10/1 ARM 0 points4.375%APY*$0 - $2,4990.00%$2,500 - $9,9990.05%$10,000 - $24,9990.10%$25,000 - $99,9990.15%$100,000 plus0.20%APY*12 month0.40%APR*signature / unsecured (rates as low as)7.99%line-of-credit (rates as low as)**7.25%overdraft protection (rates as low as)7.25%VISA® platinum (rates as low as)**8.99%share secured (above share rate)3.50%certificate secured (above certificate rate)3.00%APY*balances of $100,000 or more0.75%APY*balances of $25,000 or more0.45%APY*savings0.15%checking0.00%IRA savings0.25%Christmas club0.10%vacation club0.10%APR*auto refinance (rates as low as)2.89%new autos (rates as low as)2.89%used autos (rates as low as)3.39%motorcycles, boats, RVs, etc. (rates as low as)3.99%APR*VISA® platinum (rates as low as)8.99% New VehiclesAPR Rates as low as 2.49% 15-Year Fixed MortgageAPR Rates as low as 3.85% view rates mortgage rates: To view our mortgage rates, please click here. prime rate: as of April 1, 2020 is 3.25% as listed in The Wall Street Journal.
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news & events join us | how to weather a bear market - virtual seminar When the market dips, what do you do? How do you react? Without a plan, reacting based on your instincts could hurt your long-term financial goals. Learn steps you can take now to prepare to weather the next bear market. The Service 1st Retirement & Investment Center, invites you to join us for a virtual seminar on this important topic. Click on the title for more information and links to register. celebrate! | thinkBIG® virtual prom Service 1st is excited to be sponsoring the ThinkBIG® Virtual Prom scheduled for Wednesday, May 27, 2020 at 7 pm. Click the title to learn more about this unique fundraising event. view more